Best Ways to Save Expenses When Going on a Cruise
Key Takeaways:
- Book early and compare prices to secure the best cruise deals and promotions.
- Set a budget and plan for extra expenses such as excursions, gratuities, and onboard purchases.
- Take advantage of package deals, loyalty programs, and travel agent expertise to maximize savings.
Ever dreamed of setting sail on a nice cruise but instantly imagined your wallet waving a white flag? You’re not alone. Many people skip booking a cruise because they assume it’s too pricey for them. Fortunately, cruising can be affordable, and you don’t need to empty your bank account to enjoy it.
With the right planning and a few smart tricks, you can actually score amazing cruise deals, cut down on extra costs, and still sip piña coladas on the deck without breaking the bank. In this blog, we’ll walk you through clever and practical ways to save money on your next cruise vacation so you can travel smart and sail in style.
1. Book Early (or Super Late)
Cruise lines often release their best deals either early in the booking cycle or very close to departure. Early birds usually score free upgrades, onboard credits, or discounted fares. Conversely, if you have a flexible schedule, last-minute deals can be a jackpot, as some cruise lines would rather fill that cabin for cheap than leave it empty. Just don’t book last-minute flights along with it because airfare usually doesn’t play by the same rules.
2. Use a Travel Agent
It may sound old school, but a good travel agent can be your secret budget weapon. Many agents have access to exclusive cruise rates, bonus perks, or even extra onboard credits that aren’t available to the public. Plus, they can sniff out hidden deals, help you avoid fees, and give smart advice about when and where to sail. And bonus: they’re usually free to use because they get paid by the cruise lines.
3. Sail During Shoulder Season
Timing is everything. You can find cheap cruises in shoulder seasons like early spring or late fall than peak times (like summer or the holidays). You’ll enjoy lower fares, fewer crowds, and maybe even better weather. For example, a Mediterranean cruise in October might be half the price of one in July but still warm enough to enjoy the coast.
4. Choose an Inside Cabin
Sure, a balcony room is nice. But how often are you actually in the cabin? Inside staterooms (with no windows) are the most budget-friendly option and can cut hundreds of dollars off your trip cost. If you only need a comfy place to sleep between adventures, this is a smart trade-off. Pro tip: some newer ships even have “virtual balconies,” with screens that simulate an outside view.
5. Bring Your Own Essentials
Cruise ships may sometimes upcharge for the basics. Pack smart and bring what you’ll need to avoid those overpriced onboard purchases. Even soda and bottled water can be costly habits at sea, so bring your own refillable water bottle and check if your cruise line allows a limited amount of drinks to be brought onboard.
6. Skip the Drink Package (Or Choose Wisely)
Drink packages can sound like a good deal until you do the math. If you’re not planning to sip cocktails like a beachside Hemingway, paying per drink may be cheaper. Most cruise lines offer free tea, coffee, juice, and water with meals. If you’re still tempted, calculate how many drinks you’d need per day to break even on a drink package.
7. Limit Shore Excursions
Shore excursions can be some of the most exciting parts of a cruise but also the most expensive. Booking directly through the cruise line is convenient but often overpriced. Research independent tour operators at your ports, who typically offer the same experiences at a fraction of the cost. You can also go full DIY, as many ports are walkable or have affordable public transportation to local attractions.
8. Watch Out for Onboard Spending Traps
Everything from spa treatments to bingo cards can drain your wallet at sea. This is the perfect time to budget your onboard spending like you would for a city trip. Set limits for casino visits, skip the souvenir shops (wait for port prices), and attend the free onboard activities. You can find trivia nights, dance lessons, and poolside movies that are just as fun, minus the invoice.
9. Use Rewards or Cashback Programs
If you’re booking flights or hotels as part of your cruise, use credit card points, frequent flyer miles, or cashback apps to shave down costs. Some cruise lines also have their own loyalty programs or partnerships with credit cards that offer discounts, free upgrades, or priority boarding.
10. Travel With a Group
Cruising with friends or family? Group bookings often come with major perks, such as discounted fares, free spots after a certain number of booked cabins, or bonus amenities like private parties or drink vouchers. Plus, splitting the cost of excursions or transportation can save you even more. Travel together, save together.
Types of Cruises and Their Known Discount Offers
Looking to cruise but not sure which line suits your style or your budget? Fortunately, there’s a cruise line out there with your name on it and maybe even a sweet deal to match.
Here’s a quick guide to some of the most popular cruise lines, plus examples of discount packages they’ve been known to offer:
1. Carnival Cruise Line
Known as the “Fun Ships,” Carnival is perfect for families, first-time cruisers, and party-loving travelers. Expect lively entertainment, casual dining, and wallet-friendly fares.
Popular Discount Offer:
- Early Saver Rate – Book months in advance to score low fares, reduced deposits, and price protection if the fare drops later.
2. Royal Caribbean International
It’s one of the most innovative cruise lines out there. Great for thrill-seekers, families, and multi-generational groups. Their mega-ships come with surf simulators, zip lines, ice skating, and even robot bartenders.
Popular Discount Offer:
- Kids Sail Free – On select dates, children under a certain age can sail for free with two paying adults. Great for family savings.
3. Norwegian Cruise Line (NCL)
Ideal for travelers who want freedom and flexibility with no set dining times or dress codes. NCL appeals to solo travelers, couples, and modern cruisers who like options.
Popular Discount Offer:
- “Free at Sea” Promotion – Choose from perks like free open bar, WiFi, shore excursions, specialty dining, and even free airfare on select trips.
4. MSC Cruises
A European cruise line that brings a touch of Italian style to the seas. Known for sleek ships, international flair, and competitive pricing—especially in Europe and the Caribbean.
Popular Discount Offer:
- Solo Traveler Deals – Special rates that waive or reduce the single supplement fee, making it more affordable for solo cruisers.
5. Princess Cruises
Elegant and more traditional, Princess is well-suited for couples, retirees, and those seeking a refined onboard atmosphere with enriching experiences like destination lectures and fine dining.
Popular Discount Offer:
- “3 for Free” Sale – Includes a free stateroom upgrade, onboard spending money, and paid gratuities on select sailings.
6. Celebrity Cruises
Celebrity blends modern luxury with chic design, spa-focused amenities, and elevated cuisine. Ideal for adult couples and travelers who appreciate a quieter, upscale experience.
Popular Discount Offer:
- Semi-Annual Sale – Up to 75% off the second guest’s fare, plus added perks like onboard credit and drink packages.
7. Holland America Line
A classy and culturally enriching cruise line, perfect for mature travelers, music lovers, and fans of traditional cruising with a modern twist.
Popular Discount Offer:
- “Have It All” Package – Includes premium extras like shore excursions, specialty dining, a beverage package, and WiFi with select bookings.
8. Disney Cruise Line
Disney magic at sea! This line is perfect for families, Disney fans, and multi-generational groups. From character meet-and-greets to Broadway-style shows, it brings the theme park experience onboard.
Popular Discount Offer:
- Florida Resident & Military Discounts – Eligible guests can enjoy lower fares on select last-minute sailings.
9. Virgin Voyages (Adults-Only)
Designed for adults who want a modern, all-inclusive, and “spicy” cruise experience. Virgin Voyages features trendy restaurants and wellness-centric activities, and no kids are allowed.
Popular Discount Offer:
- “Lock It In Early” Pricing – Save up to 30% for booking in advance, plus bonus perks like bar tab credits.
10. Costa Cruises
Another European gem, Costa Cruises offers affordable, vibrant sailings with Italian flair. It’s ideal for international travelers who want a cultural mix and Mediterranean flavor.
Popular Discount Offer:
- Last-Minute Specials – Deeply discounted fares on select European itineraries, perfect for travelers with flexible schedules.
Should You Consider Discount Cruises?
Discount cruises are cruise packages offered at reduced rates, often due to unsold cabins, last-minute cancellations, off-peak travel seasons, or promotional campaigns by cruise lines. Depending on availability and timing, these deals can get you everything from basic cabins on short trips to luxury suites on longer voyages.
Why Discount Cruises Can Be a Great Deal
- Major Savings on the Base Fare: The most obvious perk: you spend less. Cruise fares can drop by hundreds of dollars when you book at the right moment. Whether it’s a flash sale, a seasonal promo, or a last-minute deal, discounted prices mean more cash left for excursions, onboard activities, or even your next trip.
- Same Amenities, Lower Price: A discounted fare doesn’t mean a discounted experience. Passengers who book discounted cruises usually get the same access to onboard amenities, like pools, entertainment, dining, and activities, as those who pay full price.
- More Accessible Luxury: Want a balcony cabin or suite but typically can’t afford one? Discounted upgrades can make high-tier accommodations much more attainable.
- Ideal for Flexible Travelers: If your schedule is open and you’re not picky about dates or destinations, you can find absolute gems. Flexibility is your ticket to the best deals.
Things to Watch Out For
- Limited Cabin Choice: Discount bookings usually mean you’ll get “what’s left.” You may end up with an interior cabin, a room with limited views, or near noisy parts of the ship (think: engine room or nightclub).
- Short Booking Window: Many discounted cruises are offered last minute, which means you’ll need to be ready to book and travel quickly. This can be challenging for travelers who need to plan time off work or arrange childcare.
- Non-Refundable or Restrictive Terms: Some discounted fares come with certain conditions, like stricter cancellation policies, non-transferable bookings, or no changes allowed. Always search and read the fine print!
- Additional Hidden Costs: Just because the cruise itself is discounted doesn’t mean everything else is. Be prepared for added costs like gratuities, drink packages, shore excursions, and specialty dining.
Need a Travel Agent to Help You Reduce Your Cruise Spending? Choose Travel With Brigitte!
While you won’t necessarily save a ton on booking a cruise with a travel agent, you can definitely save time and maybe even find the best possible deals when working with one. That’s what you can expect, and more so with Travel With Brigitte! We’ll help you find the best cruise deals and provide constant support as you prepare for your relaxing vacation in the open sea.
Contact us now to start planning your dream cruise without the hassle!